321 West Main Street
PO Box 364
Congratulations on your engagement! What a fabulous time in your life. We hope you cherish every moment.
Your Wedding Day should be all about you and your new life together. So, to help you to avoid any unnecessary concerns, here are some things to consider...
If your wedding plans include a celebration at a restaurant, banquet hall or similar venue, it's important to check their insurance coverage. You will have a lot of guests and possibly some support staff on hand, so make sure they carry an adequate amount of liability insurance.
If you get married in your home, on the other hand, let your qualified Pappalardo Insurance representative check your homeowner's policy for what will or won't be covered.
Our experts will also walk you through what's known as Special Event Coverage. You may be interested in these honeymoon and extra gift coverages.
We'll make sure you have a happy and worry free (regarding insurance, anyway) day!
When you awaken as a married couple, you'll feel good but maybe not all that different. But in the minds of your insurance company you're seen as new and improved people.
Insurance company data shows married people are more responsible (Although insurers don't exactly know why).
As a result, you'll begin to experience the world of insurance discounts. In fact, you could see as much as a 25% drop in your auto insurance bill when you marry and combine your vehicles onto one policy.
And that's not all! You might be able to snag multi-car, garaging, multi-policy and other discounts as well.
We’ll help you not only get the best auto insurance coverage, we'll make sure you get the absolute best value you have coming to you and your spouse.
While marital status is generally not used for pricing a renter's policy, the value of your possessions is. And that value might have just increased. Protect it!
Consider a renter's policy from a reputable insurer. The following will be protected when you do:
A homeowner's policy covers all of the above plus the home itself.
Whether you’re a renter or homeowner, you just got married so you probably received some gifts!
Did you get a fine china set, crystal or some precious gems for wedding presents? Did your aunt give you an antique on your big day? How about your engagement ring and wedding bands (The average wedding ring is $6,000)?
If you have a lot of valuable possessions, you should consider valuables coverage. This will broaden your protection. Plus, there is no deductible.
Consult with the experts here to learn how to value your special possessions. We can also suggest when and how to add this coverage to your policy.
In fact, we know how to tailor your homeowner's or renter's coverage to all aspects of your new situation. We can discuss available discounts for things like smoke detectors, burglar alarms and multiple policies.
Newly married or not, in this litigious society you can still be held liable for a large settlement in a wide variety of unexpected situations. This could put the financial footing of your marriage at risk before you even get started.
An umbrella policy adds an extra layer of protection over and above your homeowner's and auto policy.
Discuss this with your agent and we'll explain how umbrella coverage works. We'll help you decide if it's right for you!
Researching your new life insurance needs is very important at this phase in your life. We can help you sort out all of the options (which are many) and get you in the best life insurance situation for you, your new spouse and your family.
Insurance is an important part of your new life. We can provide the 6 following benefits:
Contact us today for your newly married insurance needs. We'll help protect you for life!