Pennsylvania Restaurant Insurance
As a restaurateur, you know that there are many ingredients needed to run a successful business. Don't get caught overlooking a critical piece by exposing your restaurant to unneeded risks--get our specialized Pennsylvania Restaurant Insurance policy.
Is your current program a true Asset Protection Plan or just an insurance policy?
You have many choices when it comes to purchasing an insurance policy, however that policy is only as good as the agent that chose what coverage to give you. No matter how reputable the name of the insurance company your protection is truly a reflection of the kind of job the agent did when selecting what coverage to give you.
Unfortunately coverage gaps often aren't apparent to you until after the loss occurs and you find out that your policy won't respond to cover the claim when you get the coverage declination letter.
Do you have to pay a lot to get a great Restaurant Asset Protection Plan?
This question is hard to answer since there are so many different situations that may arise, generally speaking better coverage usually does cost more than a poorly designed plan. But in many cases you might be paying for coverage that you don't need and missing coverage that you do need. Because we have multiple companies competing for your Restaurant Insurance business often we can give you better protection for the same or less cost.
How do you get a personalized Restaurant Asset Protection Plan?
Call us and we will connect you with one of our Restaurant Insurance specialists that will work with you to learn about your needs and design a customized program that will meet your specific needs. Our specialists will identify risk exposures and discuss your options for how you want to address each specific area. In some cases you may decide to use risk avoidance, transfer or retention or a combination of these techniques.
A typical insurance plan will include the following basics:
- Building and contents coverage
- Workers compensation
- General Liability
- Commercial Auto
Additional protections items that should be considered:
- Liquor Liability
- Hired and non-owned auto liability
- Employment Practices Liability
- Loss of income
- Extended Loss of Income protection
- Food Spoilage protection
- Equipment breakdown coverage
- Excess liability protection
- Utility failure protection
Fill out the form above or call us today for your FREE quote! 717-537-1104